Best Guide to Indians Living in USA and Money Saving Tips
How to save money in USA? Shifting base from India to USA can be quite expensive, so it is essential to learn how to be economical and self-sufficient, especially when it comes to the errands and household chores. That is the reason why many people search part-time jobs and works in shifts. You should avoid spending too much money for the entertainment purpose. And another important thing is it is better to find the cheapest accommodation according to your budget.
The Best things to shop in USA
Some of the best things that you can purchase in the USA are Solar Charger for the mobiles, Swiss Army Knife is pretty cool and surely it is very useful for the chopping purpose, Lodge cast-iron skillet, this helps to cool the items such as eggs and bacon more perfectly, motorized pepper grinder, a vibrating head Massaging tool like an orgasm for the scalp, Lifestraw with the help of this you can drink water basically from any water source and so on.
First time Visitors to USA
If you are the first time visitors to the USA, then you should know some of the rules and regulations of that particular country. Some of them are, you should not smoke anywhere you want because Smoking is banned in bars, clubs, restaurants and also in malls. You should not use American Slang, means In spite of what you may hear in the American music and movies, it is better to not use the American slang when you are travelling in the USA. Read 7 Money Saving Tips for First Time USA Visitors
You should be on time because the Americans are very punctual and serious about the time, you must obey the traffic laws and signs, in case if you are not familiar with them, then examine out the laws of the jurisdiction and now about the traffic laws.
Cost comparison of USA compared to India
- Cost of food in USA is 63% more expensive compared to the Indian food items
- When it comes to the Housing in USA, it is 73% more expensive compared to Indian Housing
- Transportation is 70% more expensive compared to the Indian Transportation system
- Personal Care is the most expensive that is 75% compared to the Indian personal care
- Entertainment is 59% expensive compares to India
- When it comes to clothing it is just 12 % expensive compared to the India
City Travel : Use Uber or Lyft or combination of both to travel in city until you buy your own car. This saves lot of money (20-50%) when compared to local taxis. Take Uber or Lyft even if you have own car when you are driving to airport to save parking charges. Do the maths you would know how much you can save on parking costs and you can relax as well.
Travel at the cheapest times :
The price of flights varies considerably depending on the month, day and even time of travel. Skyscanner lets you compare flight prices across a whole month or year meaning you’ll be able to see the cheapest days to fly, saving you a potential packet.
Avoiding the weekends can make a huge impact on the price of flights. Why not compare travel from a Wednesday to Wednesday rather than a Friday to Friday. Using Skyscanner’s handy search tool, you’ll be able to see a graph view of the cheapest days of the week to fly. Sign up for Skyscanner’s free Price Alerts emails to monitor the price of a flight you’re interested in.
Eat like a local : Not only is tasting new cuisines part of the joy of travelling but you’re likely to eat far better as well as saving money, when you eat like a local. Indian food is expensive in USA when compared to local food.
Use the Free Days : Visit museums or tourist sites on free days or when they are discounted. Before you go anywhere, make sure you look on their website to find out if they offer free visiting hours or discounts.
Quick Points you need to consider :
- Decide on AirBNB vs. Hotel stay. Stay with friends and family if possible.
- Shop and cook your own food.Get to know the locals and where they shop and eat
- Eat before you go out especially unless you want to try out something there. We don’t think about food cost when we are hungry
- Skip tours and guides. Do your own research
- Beat the baggage fees – Weigh your luggage before you leave home
Average Cost Chart to Live in USA :
Average Savings Chart to Live in USA (as per above calculation) :
Read this article again and become your own personal finance expert. Always Remember the basic Finance formula : Money Saved is Money Earned !